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(Senior) Data Scientist - Credit Risk (m/f/d)

Our Credit Risk team has the mission of making payment by invoice available to our customers as widely as possible while minimizing the risks of fraud and credit defaults. For this, we are relying on state-of-the-art data science models and cross-functional collaboration.

Your Responsibilities

  • Collaborate cross-functionally with data scientists and engineers on improving our credit risk algorithms using data science methods
  • Work on algorithms automatically trading off risk versus margin to achieve the best possible payment selection for each customer 
  • Analyze data (past customer behavior and potentially linking it to other data points) to recommend innovations based on the results
  • Drive the design and development of tools to aid in operations and automation, such as creation of dashboards to improve monitoring risk
  • Be the primary point of contact during fraud outbreaks – including analyses to identify causes and applying responses
  • Define a roadmap that keeps pace with the dynamics in credit risk

Your Profile

  • University degree in a quantitative field such as Mathematics, Physics, Statistics, Economics / Social Sciences, Business, Computer Science or a related area
  • Comprehensive experience with integrating data science methods into business processes and a good judgment of inference
  • Practical experience in training and integrating machine learning models such as boosting algorithms
  • High proficiency in Python and SQL; Java knowledge would be an advantage
  • Analytical skills that put you at the top of the class
  • Ability to tell a story about data, to explore and reveal patterns, and to communicate to stakeholders about your discoveries and hypotheses
  • Experience with and solid knowledge of cloud technologies, preferably AWS
  • Entrepreneurial mindset with the ability to simplify and prioritize

What we offer you

Your impact

  • The chance to make an impact in a highly motivated team of professionals
  • An open-minded culture ready to incorporate new and creative ideas

Your growth

  • Extensive learning opportunities from our home24 academy and external partners 
  • Room for growth and development within your role through regular feedback rounds

Your path

  • Hybrid working model: you have the flexibility to work from home on Wednesdays and Fridays in our standard working mode. We are in the office together Mondays, Tuesdays and Thursdays 
  • The possibility to work up to two months per year within Germany or from an EU country
  • Up to 30 days paid vacation each year to unwind and recharge
  • City mobility with a subsidized public transportation ticket and our eco-friendly bike leasing program #ridinghome

Your second home

  • International campus in the heart of Berlin featuring drive-in bicycle garage, outdoor space and lounge areas, fitness facilities, parent and multi-faith rooms close to the Berlin S-Bahn train station Landsberger Allee
  • Company benefits including a pension scheme, 30 % off the home24 assortment, and employee discounts at partner organizations 
  • You want to learn more about our home24 company culture and what it is like to be a homie? Follow @teamhome24 on Instagram

If you want to become part of a thrilling success story – we are looking forward to your application. Please send us your resume, cover letter and all relevant documents together with your salary expectations and the earliest possible starting date via our career site.
 
Your home is surely filled with furniture of varying materials and styles. The same is true for home24 as an employer. We celebrate the diversity of the people who work with us. Be who you are and feel welcome to #makeyourselfathome24

You can find all job offers on our career site!

home24 SE | Otto-Ostrowski-Straße 3 | 10249 Berlin | Contact: Andrew Thomas

We are home24, the leading home & living e-commerce platform in continental Europe and Brazil. We are currently active in eight countries. Over 1,000 Homies work together towards a common goal: to create happy homes for everyone and every budget.

How can we reach this goal? With an assortment of over 250,000 pieces of furniture and accessories from more than 1,000 suppliers, we offer the perfect addition to any living space combined with the comfort of being able to shop from anywhere.

What makes us proud to be Homies? We are pioneers in our market who seamlessly combine technology and creativity. We utilize data to provide personalized recommendations, tips and inspiration for every home.

At home24, we strive to deliver a superior assortment of products and the best service. To do this, we need fresh ideas, 100% motivation, and dedication to our company mission. We always have a space at our table for service-minded individuals who are passionate about digitization and modern living.